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Study Grant
Study Grant is a government financed benefit, which is paid at your bank account monthly. You are eligible for the Study Grant only for the months when you study.
You can be paid study grant from the beginning of the month following your 17th birthday. Its amount depends on your age, housing circumstances, marital status, school and, in certain cases, your parents' income.
| Monthly amounts of the Study Grant, € | ||
|---|---|---|
| Student | Secondary education | Higher education |
| Married or has dependants | 246 | 298 |
| Aged 20 or above; lives alone | 246 | 298 |
| Aged 18–19; lives alone | 246 (C) | 298 |
| Aged 17; lives alone | 100 (B) | 145 (A) |
| Aged 20 or above; lives with parents | 80 (A) | 122 (A) |
| Aged under 20; lives with parents | 38 (B) | 55 (A) |
(A) parental income can increase the amount
(B) parental income can increase or decrease the amount
(C) parental income can decrease the amount
Effect of your parents' income
If you attend an institute of secondary education, are under 20 years of age and do not have a family, your parents' income can reduce the amount of Study Grant to which you are entitled. Parental income up to EUR 40,800 per year has no effect on your Study Grant. For each full EUR 1,010 exceeding that amount, your Study Grant is reduced by 5 percent.
You need not report your parents' income in your application. If your parents' income has decreased by at least 20% from their taxed income, Kela can award financial aid on the basis of their current income. You can report the changed income and the reason for the change in your application and enclose the necessary documentation on the current income of both of your parents. However, you need not report the changed income.
If your parents have low income, you can receive Study Grant at a higher rate if you live with them or live by yourself but are 17 years of age. For each full EUR 2,070 by which you parents' income exceeds EUR 20,700, the increase to your Study Grant is reduced by 10%. If their income is EUR 39,000 or more, no increase is applied to your Study Grant.
Taxation
The study grant is subject to tax.
If your monthly study grant is €170 or more, a 10 percent preliminary tax is withheld. The tax can also be withheld in accordance with your personal tax card. If you have no income apart from the study grant, you need not pay income tax on it because you are entitled to a student grant exemption in your annual tax return. You can ask the tax office to send your tax card directly to Kela.
Updated 04/30/13