Residence in Finland as a family member

The term ‘family member' refers to married spouses and partners who are cohabiting or in a registered partnership. Also regarded as family members are children under the age of 18 years (children of one's own, adopted children or children of one's spouse or partner if living in the same household). Cohabiting partners are regarded as family members if the couple has lived together for at least six months.

The eligibility of family members for social security in Finland depends on whether they are considered to be moving to Finland on a temporary or permanent.basis.

If you are accompanying another person to Finland, the nature of your move to Finland (whether temporary or permanent) is usually determined on the basis of whether the member of your family who will be working or studying in Finland is considered to be resident in Finland. If you move to a family member who is already living in Finland, you will usually qualify for coverage under the Finnish social security system.

Family members from another EU/EEA country or from Switzerland

In EU situations family members are subject to the legislation of their country of residence. Their social security coverage is determined on the basis of  the national provisions in the country where they are considered resident. This means that the family members of a worker who moves to Finland from another EU/EEA country or from Switzerland must be considered as having moved to Finland permanently in order to qualify for coverage under the Finnish social security system.

  • If you are accompanying another person to Finland, the nature of your move to Finland (whether temporary or permanent) is usually determined on the basis of whether the member of your family who will be working or studying in Finland is considered to be resident in Finland.
  • If you are staying in Finland as the family member of an employee working in Finland temporarily, you may be entitled to medical care and family benefits in Finland.
  • If you move to Finland as the family member of an employee posted (sent on a temporary assignment) to Finland, your eligibility for social security in Finland is determined on the basis of whether you are moving to Finland temporarily or permanently, even if the posted employee, i.e. your spouse, is covered for social security in his or her country of origin.
  • If you join your spouse who is already living in Finland you will usually qualify for coverage under the Finnish social security system.

Family members from a country that has a social security agreement with Finland

Family members moving to Finland from a country that has a social security agreement with Finland must normally live in Finland permanently in order to be covered by the Finnish social security system. Others than those moving from another Nordic country must have a valid residence permit.

  • If you are accompanying another person to Finland, the nature of your move to Finland (whether temporary or permanent) is usually determined on the basis of whether the member of your family who will be working, posted to work or studying in Finland is considered to be resident in Finland.
  • If you join your spouse who is already living in Finland and you have the required residence permit, you will usually qualify for coverage under the Finnish social security system.
  • If your residence in Finland is deemed to be temporary but you later start work in Finland, your eligibility for social security in Finland is determined on the basis of the rules applicable to employees. 

Family members from countries that have a social security agreement with Finland

Some of the social security agreements allow locally hired personnel of diplomatic missions to choose the country under whose system they wish to have social security coverage. This choice has no effect on the country under whose social security system their family members are covered.

USA

Family members accompanying a worker posted to Finland from the United States are covered by the U.S. social security system in respect of the benefits specified in the social security agreement between Finland and the United States. These are: national pensions, survivors' pensions, health insurance and child benefits. In order to qualify for Finnish social security, you must be living in Finland as a permanent resident.  In certain situations, you can be covered for social security in Finland on the basis of your own employment in Finland.

Canada

The social security agreement with Canada only covers national pensions and survivors' pensions. If your spouse is posted (sent on a temporary assignment) to Finland and is covered for social security in Canada, you may, as a family member, be eligible for social security in Finland if you are judged to be moving to Finland on a permanent basis. In certain situations, you can be covered for social security in Finland on the basis of your own employment in Finland.

Australia

Under the social security agreement with Australia, the family members accompanying a worker covered by the Australian social security system are themselves also covered by the Australian system in respect of the benefits specified in the agreement. The agreement only concerns national pensions. If your spouse is posted (sent on a temporary assignment) to Finland and is covered for social security in Australia, you may, as a family member, be eligible for social security in Finland if you are judged to be moving to Finland on a permanent basis. In certain situations, you can be covered for social security in Finland on the basis of your own employment in Finland.

Israel

The family members of a worker posted from Israel to Finland or of a person employed by the state, other public-sector entity or a diplomatic mission are covered by the Israeli social security system in respect of the benefits specified in the social security agreement between Finland and Israel.

In order to qualify for Finnish social security, you must be living in Finland as a permanent resident.  In certain situations, you can be covered for social security in Finland on the basis of your own employment in Finland.

Quebec

Under the social security arrangement with the Province of Quebec, the family members accompanying a worker posted from Quebec to Finland are covered by the social security systems of Canada and Quebec in respect of the benefits to which the agreement applies. In order to qualify for Finnish social security, you must be living in Finland as a permanent resident.  In certain situations, you can be covered for social security in Finland on the basis of your own employment in Finland.

Family members from some other country

If you move to Finland for family reasons and you come from some other country than an EU/EEA country, Switzerland or a country that has a social security agreement with Finland, you are entitled to coverage under the Finnish social security system if you are moving to Finland permanently and you have a residence permit valid for at least one year.

  • If you are accompanying another person to Finland, the nature of your move to Finland (whether temporary or permanent) is usually determined on the basis of whether the member of your family who will be working, posted to work or studying in Finland is considered to be resident in Finland.
  • If you join your spouse who is already living in Finland and you have the required residence permit, you will usually qualify for coverage under the Finnish social security system.
  • If your residence in Finland is deemed to be temporary but you later start work in Finland, your eligibility for social security in Finland is determined on the basis of the rules applicable to employees.

You are not considered to be living in Finland permanently if you are the family member of a person working in the diplomatic mission of another country or in an intergovernmental organization, and live in the same household as that person. However, if you were already living in Finland permanently when the employment in a foreign mission or intergovernmental organization began, you remain covered by the Finnish social security system.

If you work in Finland yourself, your right to social security benefits in Finland is determined according to the rules applicable to workers.

Additional information

Updated $dateTool.format("MM/dd/yy",$dateTool.toDate("E, dd MMMM yyyy HH:mm:ss Z", $reserved-article-display-date.data, $localeUtil.fromLanguageId("fi_FI")))