If your capacity for work is lowered or if you need rehabilitation or wish to apply for a rehabilitation subsidy or a disability pension, it is often necessary to examine your situation carefully, to make detailed evaluations, and to obtain statements from doctors who are treating you. If you are working, you should contact your designated occupational health care provider. You can also contact Kela or the authorised pension provider.

You can be granted a rehabilitation subsidy or disability pension under the National Pensions Act if you meet all the following criteria:

  • You have an illness, injury or defect that prevents you from earning a reasonable living.
  • You are between 16 and 64 years of age.
  • Your other pensions and compensations do not exceed the income limit.
  • You have lived in Finland for at least the period required by law (at least 3 years after having reached the age of 16 years). The residence criterion does not have to be met if you have previously received disability allowance for persons under age 16 or if your incapacity for work started while you lived in Finland and before you reached the age of 19 years.

For the rehabilitation subsidy you must have a treatment or rehabilitation plan, or the plan should be under preparation.

Exceptions to and relaxation of the criteria:

  • If you have reached the age of 60 years, the entitlement to a disability pension is determined on less stringent criteria. Furthermore, the vocational nature of the incapacity for work is taken into account.
  • •Applicants who are blind or immobile are entitled to a disability pension payable under the National Pensions Act even if they are working.

Disability pension for young persons only if certain criteria are met

A young person who has reached the age of 16 years and is severely disabled can receive a disability pension from Kela. However, usually the rehabilitation allowance for young persons is the primary benefit for persons aged under 20 years.

The young person can be granted a disability pension if

  • vocational rehabilitation and rehabilitation allowance for young persons are not possible according to the information available to Kela.
  • vocational rehabilitation has been suspended or ended as not having any results due to illness.

If a person aged 16 years is granted a national pension, no child benefit or disability allowance will be paid for him or her from then on. In lieu of the disability allowance, he or she may qualify for a care allowance for pensioners.