Healthcare fee for students in higher education

Students in universities and universities of applied sciences who are entitled to use the services of the Finnish Student Health Service (FSHS, Finnish abbreviation YTHS) must pay a healthcare fee to Kela.

You must pay the student healthcare fee for each term. Kela will not send you a bill for the fee, so you must make sure to pay it on your own initiative. You can pay the healthcare fee via Kela’s e-service OmaKela (available in Finnish and Swedish only).

Read more about the payment of the healthcare fee and the due dates for payment: How to pay the healthcare fee in higher education.

Who must pay the healthcare fee for students in higher education?

The liability to pay the healthcare fee is determined on the basis of the degree you are completing and the registration of attendance. No other factors affect the liability to pay the fee. You cannot be exempted from payment for instance because you use occupational health services instead of the services of FSHS or because you do not receive student financial aid.

Pay the healthcare fee if you are registered as attending and

  • you study at a university of applied sciences for the purpose of completing a bachelor’s or a master’s level degree, or a bachelor’s level degree at the Police University College
  • you study at a university for the purpose of completing a bachelor's or a master's degree
  • you study in the Executive Assistance Programme at the National Defence University, i.e. you are a so-called civilian student at the National Defence University.

You must also pay the healthcare fee if you go abroad on student exchange from Finland, you are studying for a degree in a Finnish higher education institution and you have registered as attending. You have the right to use the services of the FSHS, when visiting Finland during your student exchange.

If you graduated in the autumn term, you do not have to pay the healthcare fee for the following spring term. You are also not entitled to use the services of FSHS in the spring term.

If you complete your studies in the autumn term but you do not graduate and receive your diploma until the spring term, you must pay the healthcare fee for the spring term and you are entitled to use the services of FSHS to the end of the term.

FAQ: Who must pay the healthcare fee?

Who does not have to pay the healthcare fee?

You are not entitled to use the student health services for students in higher education and you are not liable to pay the healthcare fee if

  • you have registered as non-attending for the term
  • you have come as an exchange student to Finland from another country and you are not completing a degree or qualification at a Finnish higher education institution
  • you study at an open university of applied sciences
  • you study at an open university
  • you study at Högskolan på Åland
  • you study for a postgraduate degree (for instance licentiate or doctor's degree)
  • you study to become an officer at the National Defence University
  • you complete non-degree oriented studies at a higher education institution (for instance continuing education or specialisation studies or a separate study module)
  • you participate in a tailor-made, customer-specific training programme
  • you complete a master’s level degree at the Police University College.

Amount and payment of the healthcare fee

In 2021, the student healthcare fee in higher education is EUR 35.80 per term. It is paid to Kela once per term (spring and autumn), i.e., twice a year. Students are not billed for the fee but are expected to pay it on their own initiative. The amount that must be paid is defined in a Government Decree and may vary from year to year.

You can pay the fee even if you have not yet registered as attending.

The healthcare fee is confirmed on a calendar year basis. However, in autumn 2021 you can only pay the fee for the autumn term, because the amount of the fee due for spring term 2022 is not yet known.

Read more about the payment of the healthcare fee and the due dates for payment: How to pay the healthcare fee in higher education.

If you receive social assistance, the healthcare fee can be counted as an expense for purposes of basic social assistance.

If you have been granted access to education in the form of vocational rehabilitation provided by Kela, you can be granted reimbursement for the healthcare fee for students in higher education as a necessary educational expense. You must first pay the healthcare fee yourself. You can then apply for reimbursement for the healthcare fee as a rehabilitation expense.

 

What if I don’t pay the fee?

If you do not pay the healthcare fee by the due date, Kela will send you a reminder. If you pay the fee after the due date, Kela will charge a fixed late-payment fee of EUR 5.

If you still do not pay the healthcare fee after having received a reminder, Kela can withhold the fee and the late-payment fee from your study grant payments without first consulting you. If the healthcare fee cannot be withheld from the study grant payments, it will be referred to the enforcement authority for collection.

FAQ: How do I pay the healthcare fee?

Student health services for students in higher education

The Finnish Student Health Service (FSHS) provides student healthcare services for higher education students in Finland. For more information on the services available from the FSHS, see its website.

You are entitled to use the student healthcare services to the end of the term for which you have registered as attending. If you graduate during the term, you are entitled to use the student healthcare services to the end of the term in question.

You can apply to Kela for reimbursement for travel costs for trips that you have made to an FSHS service point in order to get student healthcare services.

Read more about reimbursement for travel costs.

FAQ: Who are entitled to use the FSHS’s services?

More information