When you find work
When you find part-time or incidental work, your unemployment benefit is adjusted to your earnings, and you will receive an adjusted unemployment benefit. This means that the unemployment benefit can be reduced by your salary. Your other income also affects the amount of the unemployment benefit.
You can receive adjusted unemployment benefit if
- you have earnings from part-time work with working hours of a maximum of 80% of full-time working hours. If you have reduced your working hours on your own initiative, you cannot receive adjusted unemployment allowance.
- you earn income from a temporary full-time job that lasts for a maximum of 2 weeks
- you work shorter days due to temporary lay-off
- you have income from self-employment as a secondary business
- you start self-employment while unemployed
- your self-employment activity lasts for a maximum of two weeks.
Kela pays adjusted unemployment benefit also for the days when you are working.
Report the number of hours and the number of days that you have worked to Kela in your unemployment status report. Kela obtains salary information from the national incomes register. Kela uses this data when processing claims and applications. You will be contacted if additional information is required.
Income from self-employment must always be reported to Kela. Normally, the tax information for the previous year is used when adjusting the income from self-employment. If you are a self-employed person and your income has changed due to the coronavirus outbreak, you can temporarily yourself report the current income to Kela. Kela adjusts this income with the benefit. The change will be in force 11.5-31.10.2020.
The amount of the unemployment benefit is affected by all earnings that exceed the exempt amount. The exempt amount means the amount you can earn without an effect on the unemployment benefit.
When you have income from work, Kela adjusts the unemployment benefit to the earnings and determines an adjustment period for you. The adjustment period can be 4 weeks or one month. The adjustment period is chosen so that it follows the dates for your wage payments.
Notice in the coronavirus situation
Because of the coronavirus epidemic, the exempt amount has been raised temporarily. For benefit adjustment periods beginning between 1 June 2020 and 31 October 2020, the exempt amount is
- EUR 465 if the benefit is paid every four weeks
- EUR 500 if the benefit is paid monthly.
Normally, and for adjustment periods beginning on or after 1 November 2020, the exempt amount is
- EUR 279 if the benefit is paid every four weeks
- EUR 300 if the benefit is paid monthly
An unemployment benefit is adjusted to the salary in the same benefit payment period in which the salary is paid. For example, if someone works part-time in May and is paid in mid-June, their unemployment benefit for the month of June is adjusted to the salary.
The basic rule is that each euro of earned income above the exempt amount decreases the unemployment benefit by 50 cents. Included in earned income are such payments as wages and other monetary compensations, taxable reimbursements of expenses, fringe benefits, etc.
Calculate the amount of benefit that may be available to you
You can estimate the amount of unemployment benefit available to you after the earnings have been taken into account by using a calculator.
- Calculator for labour market subsidy (in Finnish)
- Calculator for basic unemployment allowance (in Finnish)
Starting a business
If you start a business while unemployed, you can still continue to receive unemployment benefit payments for another 4 months.
The unemployment benefit is affected by the income from self-employment, which means that the income from self-employment reduces the unemployment benefit. Report the income from self-employment in the unemployment status report.
Furloughed/laid off temporarily
If you are furloughed/laid off for one or more full days per week, the unemployment benefit is not adjusted. Instead the full unemployment benefit is paid for the time of furlough/lay-off.
If you have a wage-subsidised part-time job, you may be entitled to adjusted unemployment benefit.
Advance payment is possible if the payment of an unemployment benefit is delayed unreasonably because of a salary which is paid in arrears. Unreasonable delay means about two weeks. Advance payment is not available if the unemployment benefit can be paid to you at regular intervals.
For the advance payment you must submit the following information to Kela:
- length of the employment
- daily working hours
- gross wage
- employer's contact details
You can use form TT10 Palkkatodistus (pdf). The employer can use the form to report your wage for the payment of the adjusted unemployment benefit.