Amount and payment
The unemployment benefit paid by Kela amounts to EUR 32.40 per day. The benefit is paid for five days per week (including mid-week holidays).
If you meet the activity requirement, you can receive unemployment benefit at the full amount. The activity is monitored in periods of 65 days of payment. You meet the activity requirement if, over the 65-day payment period,
- you are in paid work for at least 18 hours
- you are self-employed (and earn at least EUR 245.64 in self-employment income)
- you participate in employment promotion services arranged by TE Services for at least five days
- you attend, for at least five days, an activity designed to support employment which is arranged for example by a municipality, trade union or association
- you complete at least five days of part-time study or of a short course of study lasting no more than six months, during which you are paid unemployment benefits.
In the case of salaried employment, the working hours needed to meet the work requirement and thus the activity requirement can be accrued for example during one week, four weeks or during the whole 65-day payment period.
Report the time of employment on the employment status report. Kela checks whether the activity requirement is met and pays the benefit accordingly.
If you do not meet the activity requirement, the benefit amount of EUR 32.40 is reduced by 4.65% for the next 65 days of payment. This corresponds to approximately one day's unemployment benefit during the period of payment, for example 4 weeks. The unemployment benefit is again paid to its former amount from the beginning of the following reference period if the activity requirement is met.
Informal caregivers and family caregivers as well as unemployed persons who receive a benefit on the basis of incapacity for work or disability are not included in the activation model. Showing activity is also not required when an application for disability pension is pending or if you have been temporarily laid off for a short period. In such situations, the unemployment benefit is thus not reduced.
If you are an informal caregiver or a family caregiver or if your application for disability pension is pending or if you are temporarily laid off for a short period, you should report it in the employment status report. Kela already has the relevant information if a benefit is paid on the basis of incapacity for work or disability. Such data thus do not have to be reported.
The unemployment benefit is increased if you care for children under the age of 18 years. The child increase amounts to
- EUR 5.23 per day for one child
- EUR 7.68 per day in total for two children
- EUR 9.90 per day in total for three or more children
The child increase is payable starting from the birth of the child. You are also entitled to child increase for your spouse's/partner's under-age children if they life in the same household.
During participation in employment promoting services, the unemployment benefit can be paid at an increased rate for up to 200 days. The increase is EUR 4.74 per day.
Without increases, the amount of the unemployment benefit is on average EUR 697 per month (21.5 x EUR 32.40). You must pay tax on the unemployment benefit.
You can estimate the allowance due to you by means of a calculator application. Your income affects the amount of the unemployment benefit.
Kela pays the benefit on the basis of the unemployment status report
Unemployment benefits are paid to your bank account every four weeks. Payment is made at the end of each four-week period. The first payment period is two weeks.