Concepts in use as of 2019: Statistics on financial aid for students

Statistical units

Recipients of student financial aid

A recipient of student financial aid is a person who has received study grant or housing supplement payments or a government guarantee for a student loan.

The compilation of statistics on recipients of student financial aid was revised as of the academic year 2000/2001. Since then, recipients of financial aid include persons to whom Kela has during the statistical reference period made regular or retroactive payments of financial aid or who, during the reference period, have held a government guarantee for a student loan.

Recipients of a loan guarantee under the adult education subsidy scheme are persons who, during the reference period, have held a government loan guarantee for a student loan.

Recipients of a student loan tax deduction are persons who have been awarded a student loan tax deduction during the reference period. Recipients of a student loan compensation are persons who have been paid a student loan compensation during the reference period.

In the tables pertaining to a full academic year, the data on recipients have primarily been recorded according to the educational institution which the recipient most recently attended.

Data on students attending a foreign educational institution have been recorded according to the educational institution which they regularly attend.

Student financial aid paid out

In addition to regular and retroactive payments, also includes repayments of student benefits.

Average amount of student financial aid

The average amount of student financial aid includes regular payments of financial aid and the euro amount of the loan guarantee (until academic year 2013/2014, only regular payments of financial aid). The calculation of the average amount of student financial aid includes only those recipients for whom the data shows both a regular payment of financial aid and a government guarantee for a student loan in the same month.

Factors describing recipients and content of student financial aid

Age

In the statistics focusing on specific academic years, the age of financial aid recipients is recorded as their age at the end of the autumn term (31 December). Median age refers to the age at which half of the recipients are younger and half are older.

Region

Statistics on student financial aid benefits are compiled both regionally and according to the municipality of the main campus and the student’s municipality of permanent residence. Data on the municipality of residence have been obtained from Kela’s database of general personal data. The regional statistical tables contain data on recipients of student financial aid benefits pertaining to the whole country, to specific regions and to NUTS 2 regions. The regional division corresponds to the situation current as of the reference year.

Academic year

Academic year refers to a period beginning on 1 August and ending on 31 July of the following year.

Level of education

Institutes of higher education are general universities and universities of applied sciences, as defined in the applicable Acts of Parliament. Upper secondary education covers education provided by all other educational institutions, including vocational education, upper secondary schools and other educational institutions, as defined in the applicable Acts of Parliament.

Level of educational institution

The educational institutions that come within the scope of the student financial aid system are divided into general universities, universities of applied sciences, institutes of vocational education, upper secondary schools, other educational institutions (incl. folk high schools) and foreign educational institutions.