Working while drawing a disability pension

If you start salaried employment, report it to Kela and the authorised pension provider.

Wages, salaries and other types of earned income that count towards the earnings-related pension affect the payment of the disability pension. For self-employed persons, the income considered is their self-employment income under the self-employed persons' (YEL) or farmers' (MYEL) pension scheme. If that has not been confirmed, the income considered is the salary and income earned from self-employment.

  • Kela will continue to pay you a disability pension if your earnings before taxes or earned income under the YEL or MYEL scheme do not exceed €834.52 per month (2020).
  • If you receive a disability pension from Kela and you start work or self-employment where your earnings or earned income under the YEL or MYEL scheme exceed €834.52 per month, you can suspend the disability pension.
  • If you received care allowance for pensioners while on a disability pension, you can receive an allowance corresponding to the highest amount of the disability allowance.

Your earnings can also affect the housing allowance. The earnings will also affect your taxes.

Report your employment to Kela and the authorised pension provider.

As of 1 January 2019, Kela obtains salary information from the national incomes register. Kela uses this data when processing claims and applications. You will be contacted if additional information is required.

Notice on coronavirus

Healthcare workers who are retired on a disability pension may be called in to work because of the coronavirus outbreak. Also other disability retirees may be called in as long as the current exceptional conditions continue. Earnings from work performed in the above situations (extra hours, overtime or emergency work) do not affect the continued payment of the disability pension or rehabilitation subsidy.  You can exceed the monthly earnings limit of EUR 834.52 for up to three calendar months before your pension is suspended. This instruction is valid until may 31,  2020.

Return to work

When your disability pension has been suspended for two years and your work still continues, your disability pension will end.

If your health again deteriorates, you can file a new application for a disability pension. Send the application along with all necessary supporting documents to Kela. Your work ability will be assessed again.