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How other benefits affect the child home care allowance
Other benefits available from Kela may affect the amount of the child home care allowance (care allowance and care supplement). Use the calculator (in Finnish) to see how other benefits affect the child home care allowance.
Possible family benefits from other countries may also affect the allowance.
How maternity allowance and parental allowance affect the care allowance
Parents may be paid care allowance and maternity/parental allowance at the same time if they are paid care allowance for other children under school age, and the total amount of such allowances is more than the amount of the maternity/parental allowance. In practice this is the case only if the mother's allowance is small and if the parents have several children under school age who are not in municipal day care or day care subsidised by means of the private day care allowance. Care allowance is not paid for children for whom you receive maternity, paternity or parental allowance.
Depending on your income, you may have entitlement to care supplement, some of which may be left over to be paid during the maternity and parental allowance periods.
Child care allowance is not paid for periods shorter than one month. The one-month minimum requirement can be met for example by adding up the periods for which child care allowances are paid to the mother or the father. The one-month minimum requirement is also met when the child home care allowance continues after the period of paternity allowance so that the periods of child home care allowance last for at least one month in total.
Payments of maternity or parental allowance preceding the child care allowance also may apply towards the minimum requirement if the parents would have qualified for the child home care allowance but none was paid because the maternity/parental allowance exceeded the child care allowance and the family was not entitled to care supplement on the basis of the income.
How paternity allowance affects the care allowance
Paternity allowance paid during the period of maternity allowance and parental allowance (maximum of 18 days) does not affect the care allowance. However, paternity allowance paid after the period of parental allowance affects the care allowance in the same way as maternity allowance and parental allowance. Use the calculator (in Finnish) to estimate if you can receive the benefits at the same time.
A father who is responsible for the care of a child but is not married to or cohabiting with the child’s mother, is entitled to a paternity allowance if he assumed the care of the child on or after 1 March 2017. You need not be living with the child, but must be a caregiver for him or her during your paternity leave. If a non-resident father receives paternity allowance after the period of parental allowance, the child’s mother will not receive child home care allowance for this period for the same child.
How student financial aid affects the child home care allowance
Financial aid for students does not affect the child home care allowance, but the child home care allowance is considered as income when monitoring income that is taken into account for the student financial aid. The income limit for the student financial aid is determined on the basis of the number of months of student financial aid.
How child home care allowance affects unemployment benefits
If you receive an unemployment benefit, the child home care allowance paid to you or your spouse/partner is deducted from the unemployment benefit. If one of the parents receives child home care allowance and looks after the child and the other parent is unemployed, the child home care allowance is not deducted from the unemployment benefit, however. The organisation that pays the unemployment benefit checks how the child home care allowance affects the unemployment benefit. Further information is provided by your unemployment fund or by Kela.
Child home care allowance and private day care allowance at the same time
Families with more than one child may choose between child home care allowance and private day care allowance individually for each child based on the age of the child and his/her care provider. When paid for different children, the child home care allowance and the private day care allowance are available at the same time. When paid for one child, only one allowance is available at a time. Use the calculator (in Finnish) to estimate which benefits you can receive for your child and the benefit amounts.
How other benefits affect the care supplement
Care supplement can be paid in the normal manner if the family's total gross income does not constitute a hindrance for payment of the supplement. The amount of the care supplement is affected by, for instance,
- parental benefit
- sickness allowance and
- unemployment allowance.