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Amount and payment
The general housing allowance is 80% of the difference between the acceptable housing costs and the basic deductible. Persons with very low incomes need pay no basic deductible. If the amount of acceptable housing costs exceeds the maximum housing costs, the amount of the allowance will be calculated based on the maximum costs.
Calculation formula for the housing allowance
0.8 x (acceptable housing costs – basic deductible)
The general housing allowance is paid out on the first business day of the month. Any retroactive payments you are due are paid immediately.
Basic social assistance can be provided as an advance against an anticipated housing allowance, in which case the social assistance is deducted from the housing allowance.
The allowance is deposited either to your own bank account or that of your landlord subject to your authorisation.
Kela can pay housing allowance to the landlord even without your authorisation if you have not paid your rent two months in a row. Kela will contact the allowance recipient before paying the allowance to the landlord.
The housing allowance is tax-free income.
No housing allowance is paid if it is less than EUR 15 per month. Use an online calculator to estimate the amount of housing allowance you can get.