Maternity, paternity or parental allowance for persons who are self-employed

The allowance for parents is determined on the basis of an annual income. The annual income is calculated for a reference period of 12 calendar months prior to the calendar month that precedes the start of the entitlement to allowance for parents.

Income under the self-employed persons' (YEL) and farmers' (MYEL) pension insurance schemes

The annual income for self-employed persons includes the confirmed income under the Self-Employed Persons’ Pensions Act (YEL) or the Farmers’ Pensions Act (MYEL) for the 12-month reference period.

The annual income does not include wage income from one’s own company or income from self-employment. If the confirmed income under the Self-Employed Persons’ Pensions Act (YEL) or the Farmers’ Pensions Act (MYEL) has changed during the reference period, the average confirmed income is used.

Example

Liisa’s entitlement to maternity allowance starts 15 February 2020. The reference period is 1 January–31 December 2019. The YEL income is EUR 20,000 per year.

The annual income includes the YEL income.

The amount of the maternity allowance is approximately EUR 46 per working day.*

The amount of the maternity allowance is approximately EUR 60 per working day* for the first 56 days of payment.

*) Estimate

Part-time self-employed

If you are self-employed on a part-time basis (meaning that you are both self-employed and working for another employer), both your salary income and the insurable income under the YEL or MYEL insurance are taken into account when calculating your allowance.

Maternity, paternity and parental allowance for grant and scholarship recipients

If you have a research or arts grant or scholarship and have MYEL insurance with the Farmers' Social Insurance Institution (Mela) based on the grant or scholarship, your maternity, paternity or parental allowance is calculated on the basis of your annual income under the MYEL insurance.

If you are not required to take out a MYEL insurance based on your grant or scholarship, the grant or scholarship is not calculated as part of your annual income.

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