How to claim reimbursement for medical expenses

Usually you get a reimbursement for the cost of examinations and treatments ordered by a doctor in private practice directly at the place of care. If this is not the case, you can claim reimbursement from Kela afterwards.

Reimbursement for medical care expenses cannot be claimed online. The claim and any supporting documents must be sent to Kela by mail.

  1. Fill in the claim form Medical care expenses incurred in Finland (SV 127e, PDF).
  2. Enclose with the claim forms filled out by the treatment provider which indicate the treatment given by a doctor or the examination or treatment ordered by a doctor.
  3. Send your application online:
    • Save the application and attachments on your device.
    • If the application or attachments are on paper you can photograph or scan them.
    • Log in to the e-service. It is only available in Finnish and Swedish. Go to Messages (Viestit).
    • Choose the files from your device and press Send (Lähetä).
    • When you send your application online you don’t need to sign it.

      Another option is to send the application by mail:

    • Sign the application and send it with the supporting documents to Kela, PL 10, 00056 KELA.
  4. Visit Kela's e-service to see the total amount you have been reimbursed for private health care during the calendar year. You can also look up the Kela reimbursements provided to you as a direct reimbursement.

When to claim

File your claim within 6 months of the original expense.

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