Spouse's pension: Amount and payment
The spouse's pension consists of two components: the initial pension and the continuing pension.
The continuing pension consists of a basic amount and an additional amount.
Kela pays you an initial pension of EUR 324.33 per month for six months or until the end of the month when you reach the age of 65 years. If your spouse/partner lived or worked abroad, the initial pension may be paid at a reduced rate.
After the initial pension has ended, you can get a continuing pension. The continuing pension consists of a basic amount and an additional amount. Your income affects the additional amount. The basic amount is EUR 101.59 per month.
You can receive the basic amount if
- you have a child aged under 18 years together with your deceased spouse/partner
- your or your spouse's/partner’s child aged under 18 years lives in the same household and the child also lived in the same household when your spouse/partner died.
In other cases, you can receive the additional amount but not the basic amount.
The additional amount is affected by almost all income you have. Sixty percent of the amount of earned income and other equivalent income is taken into account.
In addition, if your spouse/partner lived or worked abroad, the basic amount and the additional amount of the continuing pension may be paid at a reduced rate.
|Marital status||Full additional amount||Income limit to qualify for a full pension||Income limit at which additional amount not awarded when you have a child aged under 18 years||Income limit at which additional amount not awarded when you do not have a child aged under 18 years|
|Living with another person*||456.20||55.54||967.88||954.55|
*Marriage, cohabitation or registered partnership
Kela pays the spouse's pension once a month into your bank account. The payment date is determined by the recipient’s last initial. If banks are closed on the scheduled payment date, the pensions are paid on the nearest preceding banking day.
|Payment date||4th of the month||14th of the month||22nd of the month|
Exceptional payment dates in 2019
- A–K 3 May, 2 August
- L–R 12 April, 12 July, 13 September, 13 December
- S–Ö 18 April, 21 June, 20 September and 21 December
The spouse's pension is taxable income. The pension entitles you to a pension income deduction in the taxation.
Once you are granted a pension, contact the Finnish Tax Administration and apply for a revised tax card for pension purposes. Present your pension decisions and state your other income and deductions.
You do not have to send the revised tax card to Kela, because the Tax Administration informs Kela and the payers of your earnings-related pensions about your new tax withholding rate. Kela is notified directly also if you apply for a revised tax card in mid-year.