Study grant

If you are under 17 years of age and eligible for child benefit, you cannot get a study grant because child benefit is being paid for you. However, you may be able to get a government guarantee for a student loan and a housing allowance. When you reach the age of 17, you can be paid a study grant from the beginning of the calendar month following your birthday.

Amount

The amount of the study grant depends on

  • your age
  • whether you live independently or with your parents
    • You are considered to be living with your parent if you and your parent or parents live in the same flat or house.
  • whether you are married
  • whether you have children.

In certain situations, also your parents' income may affect the amount of your study grant.

The study grant does not count as student's own income for purpose of the financial aid income check.

Students in secondary education

Students Amount of study grant, EUR per month Is the study grant affected by parental income?
Study grant (before taxes) for students in secondary education
Guardian of a minor child 325.28 no
Married 250.28 no
Lives alone, aged 18 or over 250.28 no
Lives alone, aged 17 101.74 may increase or reduce the study grant: EUR 0.00-203.48 per month
Lives with his/her parent, aged 20 or over 81.39 may increase the study grant: EUR 81.39-183.13 per month
Lives with his/her parent, aged 17-19 38.66 may increase or reduce the study grant: EUR 0.00-97.67 per month

You qualify for an age-based increase to your study grant from the beginning of the month in which you reach a specific age.

Parental income may reduce or increase your study grant or prevent it from being paid altogether. More information on the effect of parental income on the study grant.

Students in higher education

Students

Amount of study grant, EUR per month

Is the study grant affected by parental income?

Amount of study grant (before taxes) for students in higher education
Guardian of a minor child 325.28 no

Married

250.28

no

Lives alone, aged 18 or over

250.28

no

Lives alone, aged 17

101.74

may increase the study grant: EUR 101.74−203.48 per month

Lives with his/her parent, aged 20 or over

81.39

may increase the study grant: EUR 81.39−183.13 per month

Lives with his/her parent, aged 17-19

38.66

may increase the study grant: EUR 38.66−97.67 per month

You qualify for an age-based increase to your study grant from the beginning of the month in which you reach a specific age.

The smallest study grants for higher education students can only be increased by parental income. More information on the effect of parental income on the study grant.

Provider supplement to the study grant


If you are the guardian of a child under 18 years of age, you may receive a EUR 75.00 provider supplement to the EUR 250.25 study grant. How many children you have or whom they live with does not affect the provider supplement.

It is not possible to apply for the provider supplement. Kela will grant it automatically when the information has been registered in the Population Information System.

  • The earliest starting time for the provider supplement is the beginning of the month following the month when you became the guardian of a child.
  • The provider supplement will be discontinued at the latest at the end of the month your youngest child turns 18 or when guardianship is discontinued for other reasons.

Exceptions

The amount of your study grant is the same as for students living with their parents if both of the following conditions are met

  • you live in a home owned by your parent or rented from your parent
  • your home is part of the same property as your parent's permanent residence.
    • The same property means for example the same housing corporation or lot.

You cannot receive a study grant if you receive daily allowance for the period of study from your school. This applies to those who pursue a Bachelor’s degree in military sciences at the National Defence University or the basic course for border guards at the Border and Coast Guard Academy during the first part of the training. However, you can get a government loan guarantee for a student loan. You can be paid general housing allowance if you are unable to live in a school dormitory for a specific reason.

Payment date

Kela deposits the study grant into your bank account on the 1st day of the month or on the immediately following business day. For example, if the 1st day of the month is a Saturday, the study grant will be deposited on the following Monday.

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