Discontinuation of financial aid

Your financial aid is discontinued with effect from 1 January if

  • you do not reply to a request for information, or
  • Kela does not accept your reason for making slower progress with your studies.

Following discontinuation, you can get financial aid again if

  • you have earned at least 5 credits on average for each month of financial aid during your entire course of study, or
  • you have made at least 20 credits' worth of progress with a new course of study since the financial aid was discontinued.

If Kela of the financial aid stops paying you financial aid because you earned fewer than 20 credits in the previous academic year, you cannot get financial aid again until you have made at least 20 credits' worth of progress with a new course of study.

You can re-qualify for financial aid after it has been discontinued if you have a good reason why you did not meet the minimum requirement for study progress after discontinuation of the aid. Explain the reason in your application.

Bachelor's and master's degrees

If you are completing both a bachelor's and a master's degree in a university, and your financial aid was discontinued when your progress towards the bachelor's degree was monitored, you are considered to have made satisfactory progress once you have completed the bachelor's degree. This means that you can receive financial aid towards a master's degree even if you have not met the study progress requirements set for you. However, you must have some months of financial aid remaining.

Usually you must file a new application for financial aid. More information on the application process for two-stage financial aid for higher education.

How to file a new application for financial aid

You must file a new application for financial aid after the aid has been discontinued. You can get financial aid again from the beginning of the month in which you earned the required number of credits. You can also be granted financial aid again if there is a valid reason for you not completing the required number of credits. Financial aid can be granted no earlier than from the beginning of the month in which your application is received.

  1. Apply for financial aid online. Log in to Kela's online customer service (only Finnish or Swedish) using your bank ID and password or a mobile certificate.
  2. You can use Kela's online service to see whether you application has been decided and the amount you will receive. Alternatively you can complete and print out a notification of change for financial aid (OT 15e). You can mail the paper application to Kela or take it to your nearest  Kela's customer service points or citizen service centre.

The earliest you can get financial aid is the beginning of the month in which your application arrived.