How annual income is calculated | Our Services | KelaSkip to content

Possible maintenance breaks in e-services 18/1/2025 at 9-12 Read more

Possible maintenance breaks in the Kela’s online services on 20/1/2025 at 20:30–00:30 Read more

Possible maintenance breaks between 20:00 on 20/1/2025 and 06:00 on 21/1/2025 affecting the ability to download PDF documents in the OmaKela e-service Read more

How daily allowances are calculated

You can estimate the amount of a daily allowance using one of our handy online calculators. If you want to calculate the amount yourself, see the calculation formulas below.

Benefit calculators

Calculators are available in Finnish and Swedish

Sickness allowance calculator

The calculator for rehabilitation allowance

The calculator for pregnancy allowance, special pregnancy allowance and parental allowance

The calculator for special care allowance

Calculation formulas

The same calculation formulas apply to employees and self-employed persons. For self-employed persons insured under the Self-Employed Persons' (YEL) or Farmers' (MYEL) Pensions Acts, the annual income is defined as the annual earnings under the YEL or MYEL schemes.

An insurance contribution deduction is made from the wage or salary income and the salary for insurance purposes which are included in the annual income. There is no corresponding deduction from earnings under the YEL and MYEL schemes.

Annual income EUR / yearDaily allowance in EUR per working day (Mon–Sat)
maximum 1 716no daily allowance based on annual earnings (minimum daily allowance 31,99)
1 717 - 13 712minimum daily allowance 31,99
13 713 - 28 2410.7 x (annual earnings : 300)
more than 28 2410.7 x (annual earnings / 300) - 0.55 x ((annual earnings - 28 241) / 300)

 

Annual income EUR / yearDaily allowance in EUR per working day (Mon–Sat)
maximum 13 712minimum daily allowance 31,99 
13 713 - 44 7020.7 x annual earnings : 300
44 703 - 68 776104,30+ 0.40 x (annual earnings - 44 702) : 300
more than 68 777136,40 + 0.25 x (annual earnings - 68 776) : 300

 

Pregnancy allowance and parental allowance for the first 16 working days
Annual income EUR / yearDaily allowance in EUR per working day (Mon–Sat)
maximum 10 664minimum daily allowance 31,99
10 665 - 68 7760.9 x annual earnings : 300
more than 68 777206.33 + 0,325 x (annual earnings - 68 776) : 300
Annual income EUR / yearDaily allowance in EUR per working day (Mon–Sat)
0 - 13 712minimum daily allowance 31,99
13 713 - 44 7020.7 x (annual earnings / 300)
44 703 - 68 776104.30 + 0,4 x (annual earnings - 44 702) / 300
more than 68 777136.40 + 0,25 x (annual earnings - 68 776) / 300)

 

 

What is annual income and how is it determined?

Last modified 15/1/2025