Recovery of overpayments
Kela recovers all overpaid benefits and benefits that have been paid without grounds from recipients. Report any changes in your circumstances which affect the benefits in time, so that the benefit is not overpaid.
Student loan debt repaid under the government loan guarantee
The student loan is a loan guaranteed by Kela. If you do not pay back your loan or pay interest to the bank in time, the bank will terminate the student loan and Kela will pay back your student loan to the bank. After that Kela will collect from you the full amount paid to the bank (i.e. the amount owed under the loan guarantee scheme).
Student healthcare fee in higher education
Students attending a traditional university or a university of applied sciences must pay a healthcare fee to Kela. If you do not pay the healthcare fee in time, the fee is referred to Kela’s Overpayment Recovery Centre for collection.
Child support arrears
If the person liable for maintenance has not paid child support and Kela therefore pays child maintenance allowance to the parent whom the child lives with, the unpaid child support payments owed are referred to Kela for collection.
Help with debt problems