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How do changes in your relationship affect Kela benefits?

Getting married or divorced or the death of a spouse or partner can affect the benefits you get from Kela. Notify such changes to Kela and, if appropriate, submit a new application or an application for the review of your benefit.

Getting married

Getting married can affect the benefits you and your spouse get, so it must be notified to Kela. A registered partnership affects benefits the same way as a marriage. Kela gets this information directly from the Population Information System.

You can get paternity allowance if the estimated due date of your baby was before 4 September 2022 and you are married or living together with the child's mother and you take part in the child care responsibilities. You can get paternity allowance even if the two of you temporarily live at different addresses if the separation is due, for example, to work arrangements and not a breakup of your relationship. In certain situations, you may be able to get paternity allowance even if you are not married or living together with the child’s mother. Read more about the paternity allowance.

National pensions are smaller for persons who are married or living together than for those who live alone. If you get married or move in with a partner, apply for a review in the OmaKela e-service or use the E285 form. Please note that our e-service is only available in Finnish and Swedish.

If you change your name, Kela will send you a new Kela card automatically.

If you get married or move in with your partner, you are not eligible for a single-parent supplelment to your child benefit. Apply for a review in the OmaKela e-service or use the LL1e form. Please note that our e-service is only available in Finnish and Swedish.

If a student under 18 who is in upper secondary education and lives with their parent and the parent’s new spouse, also the income of the spouse will affect the study grant available to the student. The student must apply for a review in the OmaKela e-service or use the Otm form. Please note that our e-service is only available in Finnish and Swedish.

The amount of the income-tested care supplement, which can be part of the child home care and private day care allowances, depends on family size and the income of the recipient’s spouse or partner. If the number of persons in your family changes, apply for a review in the OmaKela e-service or use the WH1e form. Please note that our e-service is only available in Finnish and Swedish.

If you receive a surviving spouse’s pension, it must be reviewed if you get married or move in with your partner. If you remarry before age 50, payment of the surviving spouse’s pension will end. Apply for a review on the EV277 form. Please note that our e-service is only available in Finnish and Swedish.

Also the married spouse of a conscript may be entitled to a conscript’s allowance. The spouse’s income affects any conscript’s allowance to which the conscript may be entitled. If you get married, apply for a review in the OmaKela e-service or use the SA1 form. Please note that our e-service is only available in Finnish and Swedish.

If you get married, you do not have to apply for a review of your general housing allowance, unless your residential arrangements change as well. Married spouses are considered to be part of the same household unless they are separated on account of a breakdown in relations. Apply for a review in the OmaKela e-service or use the AT1e form. Please note that our e-service is only available in Finnish and Swedish.

The amount of basic social social assistance depends on the income and assets as well as expenses of all family members. Use the OmaKela e-service or the TO1e form to notify Kela if your family circumstances change. Please note that our e-service is only available in Finnish and Swedish.

You can get a child increase to your labour market subsidy or basic unemployment allowance if you live in the same household as an underage child of your spouse or partner. Next time you complete an unemployment status report in the OmaKela e-service or on the TT2e form, state that your family circumstances have changed. Please note that our e-service is only available in Finnish and Swedish.

If you get divorced or separated

If you get divorced, Kela is notified of that automatically by the Population Information System. If you stop living together with your partner, you must notify that to Kela yourself. A change in your relationship status can affect the following benefits that may be paid to your or your spouse or partner. 

A child whose parents are divorced is entitled to child support from the parent who lives elsewhere. If the parent does not pay child support or if it is less than the full amount of the child maintenance allowance, Kela can pay the custodial parent a child maintenance allowance. If you have questions or concerns about the confirmation of child support, contact the child welfare officer of your municipality. If necessary, apply for a child maintenance allowance in the OmaKela e-service or use the LU1e form. Please note that our e-service is only available in Finnish and Swedish.

If you are divorced or separated and no longer will live in the same household with a minor child you are providing for, the child increase to your pension will be reviewed or discontinued. Fill in an application for a child increase (EV264) if you will no longer be living with your child.

The amount of the housing allowance is affected by changes in your family circumstances and changes in residence. Apply for a review of the housing allowance for pensioners in the OmaKela e-service or use the AE1 form. Please note that our e-service is only available in Finnish and Swedish.

National pensions are smaller for those living alone than for those who are married or living together with someone. If you get married or move in with your partner, apply for a review of your pension in the OmaKela e-service or use the E285 form. Please note that our e-service is only available in Finnish and Swedish.

The study grant paid to a student living with his or her parents may be adjusted if the parents get divorced or separate. Students can apply for a review of their study grant in the OmaKela e-service or use the OT15e form. Find out how parental income affects student financial aid. Please note that our e-service is only available in Finnish and Swedish.

Labour market subsidy payments to children under 18 are only affected by the income of the parent with whom the child is living. If one of the parents leaves the household, the child must notify it in the next unemployment status report he or she files in the OmaKela e-service or on the TT2e form. Please note that our e-service is only available in Finnish and Swedish.

If you get divorced or separate, you can apply for a single-parent supplement to the child benefit. Apply in the OmaKela e-service or use the LL1e form.

The amount of the income-tested care supplement, which can be part of the child home care and private day care allowances, depends on family size and income. If the number of persons in your family changes, apply for a review of the child home care and private day care allowance in the OmaKela e-service or use the WH1e form. Please note that our e-service is only available in Finnish and Swedish.

Changes in family circumstances affect the amount of the conscript’s allowance. Apply for a review of the conscript’s allowance on the SA1 form.

Your general housing allowance must be reviewed if you move to another flat or house or the number of residents changes. Apply for a review of the general housing allowance in the OmaKela e-service or use the AT1e form. Please note that our e-service is only available in Finnish and Swedish.

The amount of basic social social assistance depends on the income and assets as well as expenses of all family members. Use the OmaKela e-service or the TO1e form to notify Kela if your family circumstances change. Please note that our e-service is only available in Finnish and Swedish.

Living in the same household or two separate households

Kela considers a couple to be separated if they end their relationship and live apart on a continuous basis and do not have a shared household. If they continue to live together during the period of reconsideration preceding a divorce or after they are divorced, they are considered to be sharing a household.

If they live apart for some other reason than a breakup of their relationship, such as working or studying in another town or city, Kela considers them to be sharing a household, even if this state of affairs lasts for several years.

Persons sharing an apartment may form a communal household but not necessarily a family. If they do not constitute a family they must apply for assistance separately. For example, adult siblings or friends who share an apartment each constitute a separate family and should apply for basic social assistance separately even if they form a communal household.

Death of a spouse or partner

If your spouse or partner dies, you may be eligible for a surviving spouse’s pension. For more information, see the Benefits for survivors section.

The death of a spouse or partner can affect the following benefits: housing allowance for pensioners, national pension, child benefit, child home care allowance and private day care allowance, housing assistance for students, conscript’s allowance, general housing allowance and social assistance. Please contact Kela if you receive any of these benefits.

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Last modified 19/1/2024

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