Quick guide about medical treatment in international situations

Medical treatment in international situations means that you receive treatment in some other country than your country of residence or that your country of residence is not responsible for the costs for medical treatment. The quick guide provides an overview of how you can check your entitlement to medical treatment and claim reimbursement for the costs for the treatment.

Medical treatment in Finland

 

Residence in Finland

If you are a resident of a Finnish municipality (i.e., you have a place of domicile in Finland), you are entitled to all necessary treatment in the public healthcare system. If you are permanently resident in Finland but you do not have a place of domicile here, you should check your right to medical treatment with Kela.

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Apply for entitlement to medical treatment

Apply for entitlement to medical treatment if you move to Finland from an EU or EEA country or Switzerland and you wish to receive medical treatment.

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Working in Finland, family members abroad

If you work in Finland, your family members who live abroad may be entitled to medical treatment in Finland.

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Apply for entitlement to medical treatment for family members

Apply for entitlement to medical treatment when you work in Finland and you wish to verify if your family members who live abroad are entitled to medical treatment.

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Temporary stay in Finland

If you are covered for health insurance in another EU or EEA country or Switzerland and you stay temporarily in Finland, you are entitled to medically necessary treatment if you have a European Health Insurance Card.

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Check your entitlement to medical treatment

If you do not have a European Health Insurance Card, you should apply for a card in your home country. You can also contact Kela’s Centre for International Affairs. The Centre can verify if you are entitled to treatment.

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Seeking treatment in Finland

If you live in an EU or EEA country or Switzerland and you wish to travel to Finland to obtain treatment here, you can seek treatment in the Finnish private or public healthcare system.

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Medical treatment abroad

 

Residence outside Finland

If you are resident abroad, you may be entitled to medical treatment for a user fee corresponding to the fee paid by local residents. In order to obtain treatment you must usually register with the health insurance provider in your country of residence.

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Apply for entitlement to medical treatment

Apply for entitlement to medical treatment if you move to an EU or EEA country or Switzerland and you wish to receive medical treatment.

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Temporary stay abroad

If you stay temporarily in an EU or EEA country or Switzerland, you are entitled to medically necessary treatment if you have a European Health Insurance Card.

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Apply for a European Health Insurance Card

Apply for a European Health Insurance Card via Kela’s online customer service, by phone or with an application form.

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Seeking treatment abroad

If you wish to obtain treatment in another EU or EEA country or Switzerland, you can seek treatment either with or without prior authorisation.

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Apply for prior authorisation

If you have a statement from the public healthcare provider supporting the granting of prior authorisation, enclose it with the application. You can also apply for authorisation later.

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Reimbursements

 

Reimbursements for medical treatment in Finland

If you are covered for health insurance in an EU or EEA country, Switzerland or Australia, you can claim reimbursement from Kela for the costs for medical treatment incurred in Finland.

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Claim reimbursement for medical treatment costs incurred in Finland

Claim reimbursement for medical treatment costs incurred in Finland.

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Claim reimbursement for medicine purchases in Finland

Claim reimbursement for medicine purchases in Finland

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Claim reimbursement for travel costs incurred in Finland

Claim reimbursement for travel costs incurred in Finland. Application form available only in Finnish and Swedish.

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Reimbursements for medical treatment abroad

If you have paid the costs for treatment abroad yourself, you can claim reimbursement from Kela.

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Claim reimbursement for medical treatment costs incurred abroad

You can claim reimbursement for medical treatment costs incurred abroad, regardless of country, if the costs are due to acute illness. You can also claim reimbursement when you seek treatment in an EU or EEA country or Switzerland.

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