Housing allowance and social assistance for self-employed persons
Self-employed persons can apply for housing benefits and support for their income from Kela if their incomes are low. In addition to the low-income entrepreneur’s own incomes, also the incomes of the other household members may affect these benefits.
Self-employed persons can apply for housing allowance
- The allowance is affected by .
- Kela estimates the amount of self-employment income based on the self-employed person’s reported income under the self-employed persons’ (YEL) or farmers’ (MYEL) pension insurance schemes. If you are not insured under the YEL or MYEL Acts, an estimate of the income is made on the basis of the start-up grant, minimum income, salary or your own estimate of the income. Minimum income means an income equivalent to the labour market subsidy without child increases (about 800 euros per month in 2024). You do not have to submit financial statement data to Kela.
Social assistance is a form of last-resort financial support
- Before you apply for basic social assistance, you should find out if you are eligible for other Kela benefits.