Amount and payment of parental allowances

The maternity, special maternity, paternity and parental allowances are all calculated in the same way. You can estimate the amount of parental allowances that start in 2020 by using the calculator.

To see how long you can get the allowance and when your leave will begin, use this calculator.

If your right to an allowance for parents starts on 1 January 2020 or later, the allowance for parents is determined on the basis of an annual income. The annual income is calculated for a reference period of 12 calendar months prior to the calendar month that precedes the start of the entitlement to allowance for parents.

If your right to an allowance for parents has started before 31 December 2019, please read the instructions on the How the amount of parental allowances is determined until 31 December 2019 page.

Annual income

There is a gap of 1 month between the reference period and the start of the allowance period, and the income during this time is not taken into account. During the transition period in January 2020, the reference period for the annual income is exceptionally the period of 12 calendar months immediately preceding the start of the allowance for parents, i.e. 1 January–31 December 2019.

If Maija’s entitlement to maternity allowance starts on 25 May 2020, the annual income is calculated for the period of 12 months prior to April, i.e. 1 April 2019–31 March 2020.

The following are taken into account in the annual income:

  • wages and salaries
  • salary for insurance purposes
  • income under the self-employed persons' (YEL) and farmers' (MYEL) pension insurance schemes
  • certain benefits
  • certain compensations for loss of income.

The annual income can consist of one or several of the aforementioned types of income. Kela usually receives the necessary information from the national incomes register and the insurance providers, so this information need not be reported to Kela separately.

Maternity, paternity and parental allowances are paid for working days. Working days are Monday to Saturday, with the exception of official holidays.

If you have had no income from work, you will be paid the allowance at a minimum rate.

  • The minimum rate is €28.94 per working day.
Annual income (€): gross earnings minus deductions Maternity, paternity or parental allowance, € per working day (before taxes)
Examples of the rates of maternity, paternity and parental allowances calculated on the basis of annual income (2020)
0-11,943 28.94
15,000 35.00
17,500 40.83
20,000 46.67
30,000 70.00
40,000 90.97
50,000 105.30
60,000 118.36
 

Increased rate of payment for maternity allowance

Maternity allowance is paid at an increased rate of up to 90% of earnings for the first 56 days of payment. Calculation formulas for maternity, paternity and parental allowances

Allowances which are paid for the same child but during different parental leave periods

All allowances paid for one and the same child are calculated on the basis of the same income, such as when a person first receives maternity or paternity allowance and later begins to receive parental allowance. For example, when a father receives paternity allowance in several different periods, the paternity allowance paid during the latter periods is calculated on the basis of the same income as the initial allowance even if the father's income increases or decreases in the meantime.

Having a child before the second-youngest child is 3 years old

If you have a child before your second-youngest child is 3 years old, you can get maternity, paternity and parental allowance on the basis of the same income as was used with the second-youngest child. The requirement for this is that the expected due date precedes the second-youngest child's 3rd birthday. If the earlier allowance was calculated on the basis of a preceding benefit and not on the basis of earnings, this method of calculation cannot be used.

Similarly, adoptive parents can get a maternity, paternity or parental allowance on the basis of a preceding allowance if they take an adopted child into their care before three years have passed since an older adopted child was placed in their care.

This rule can be used whenever a child is born before an older sibling has reached the age of 3 years. For example, if parents have their first child in 2020, their second in 2023 and their third in 2026, the allowance for all three children can be calculated on the basis of the allowance paid for the first child.

When earnings used to calculate a previous maternity, paternity or parental allowance are used to determine a new allowance, the earnings are adjusted by wage coefficients for the year in which the entitlement for the allowance begins and the preceding year. This may mean a change in the rate of the allowance, even if the earnings used as the basis for calculating the allowances are the same.

When claiming a maternity, paternity or parental allowance, you do not need to tell Kela that you want it to be paid on the basis of your earlier income. This information will be available to Kela automatically when dealing with your claim.

Payment

Maternity and special maternity allowances are paid in arrears every 25 working days. The initial maternity allowance instalment, however, is for 30 days.

Parental allowance is paid in arrears every 25 working days. However, the final instalment of the parental allowance is paid after the allowance period is over.

Paternity allowance is paid in arrears for one or several paternity leave periods at a time or in instalments of 25 working days if one paternity leave period is longer than this.

Visit Kela's online customer service to check the next payment date. Log in using your online banking user ID and password or a mobile certificate.

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