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During pregnancy

The birthing parent can start their pregnancy leave before the child is born. Pregnancy allowance is paid during pregnancy leave.

Daily allowances for parents is a collective term for the following benefits:

  • pregnancy allowance and special pregnancy allowance
  • parental allowance and partial parental allowance
  • paternity allowance (if the estimated due date of the baby was before 4 September 2022)

If your working conditions pose a risk to your pregnancy and you have to stay off work before your pregnancy leave begins, you can claim special pregnancy allowance.

Can you get pregnancy allowance?

You can claim pregnancy allowance if

  • you are a parent giving birth to a child
  • your pregnancy has lasted at least 154 days 

If your employer pays you a salary during your pregnancy leave, the pregnancy allowance is paid to your employer. However, you must still submit your application for pregnancy allowance to Kela.

If you move to Finland to live or work, you may be entitled to pregnancy allowance on certain conditions.

Pregnancy allowance can only be paid to the parent giving birth. Aside from that, family structure has no impact on the right to pregnancy allowance.

The pregnancy allowance is not increased or extended, even if more than one baby is born into the family at the same time or the birthing parent is a single parent.

AnkkuriFor what period can you get pregnancy allowance?

You can start your pregnancy leave 14–30 working days before the expected due date of the baby. 

Kela pays pregnancy allowance for 40 working days regardless of the actual date of birth of the baby. Pregnancy allowance days must be taken consecutively and cannot be postponed until later.

If your baby is born before you have started your pregnancy leave, payment of pregnancy allowance will start immediately on the working day following the day the baby is born.

If you are working, you must inform your employer of your pregnancy leave no later than two months before the start of your leave. Agree with your employer on when you will start your pregnancy leave. You should also find out if your employer will pay you a salary during your pregnancy leave.

Use the calculator to check when your pregnancy leave starts and ends

Go to the calculator

AnkkuriHow much is the pregnancy allowance?

The amount of the pregnancy allowance is based on your annual income. Annual income includes wage income, income under the Self-Employed Persons' (YEL) and Farmers' (MYEL) Pensions Acts, and certain benefits.

Examples of amounts of pregnancy allowance

If your wage income is EUR 20,000 per year, the pregnancy allowance is
EUR 54.63 per working day
Wage income EUR 30,000 per year
EUR 81.95 per working day
Wage income EUR 40,000 per year
EUR 109.26 per working day
Wage income EUR 50,000 per year
EUR 136.58 per working day

If you have no income or your income does not exceed EUR 10,664 per year, you may receive the minimum rate of allowance.

The minimum rate of allowance is
EUR 31.99 per day

Pregnancy allowance is paid for working days. Working days are Monday to Saturday, with the exception of holidays that fall on a weekday.

You must pay tax on the pregnancy allowance.

If the expected due date of your baby is before your previous child turns 3 years old, you can get pregnancy allowance on the basis of the same annual or earned income that was used to calculate the allowances for your previous child.

The annual earnings are adjusted by a wage coefficient when the annual income used as the basis for the previous daily allowance is used to calculate the new daily allowance. This may result in a slight change in the amount of the allowance, even if the annual income used to calculate the allowance remains the same.

You do not have to notify Kela that you want your daily allowance to be calculated on the basis of your previous income. We will automatically calculate whether it will be more favourable for you to receive daily allowances for parents based on the new annual income or on the same income as for your previous child.

You can use the calculator to get a more accurate estimate of the amount of pregnancy allowance on the basis of your annual income.

Use the calculator to get an estimate of the pregnancy allowance

Go to the calculator (in Finnish and Swedish)

When is pregnancy allowance paid out?

Pregnancy allowance is paid in arrears every 25 days. You can check the exact payment date in the OmaKela e-service (available in Finnish and Swedish) once you have received a decision on pregnancy allowance.

AnkkuriHow to claim pregnancy allowance

  1. First, visit the maternity and child health clinic and ask for a certificate of pregnancy indicating that your pregnancy has lasted for at least 154 days. You do not need to submit a certificate of pregnancy if you have already submitted it with your claim for the maternity grant.

  2. Use OmaKela to apply for pregnancy allowance. With the same application, you can apply for the parental allowance paid after the pregnancy allowance.

  3. Take a photo of your certificate of pregnancy and send it in OmaKela.

  4. Visit OmaKela to see if your application has been decided, how much you will get and when your benefits will be paid. You can also see reminders of, for instance, supporting documents missing from your application. The decision notice will also be sent to your home address unless you have given up paper mail.

    If your employer pays you a salary during your pregnancy leave, you will not receive a decision on your application until your employer has submitted their separate application to Kela.

If you cannot file an application in OmaKela, you can complete and print out the form Application - Parental benefits SV 15e (pdf). Send the application and any supporting documents by mail. The address is Kela, PL 10, 00056 KELA.

Claim pregnancy allowance

Go to OmaKela (in Finnish and Swedish)

AnkkuriThings to remember when you apply for pregnancy allowance

You can claim pregnancy allowance once your pregnancy has lasted at least 154 days and you have received a certificate of pregnancy.

Claim the allowance within 2 months of the start of your pregnancy leave at the latest.

Check with your employer if you will be paid a salary during your pregnancy leave. You will need this information when you apply for pregnancy allowance.

If your employer pays you a salary during your pregnancy leave, your employer must submit a separate application for the pregnancy allowance. Kela does not issue a decision on pregnancy allowance until we have received applications from both you and your employer.

In general, an employer cannot submit an application until they have paid the salary for the pregnancy leave. You can take leave, as you have agreed with your employer. You do not have to wait for a decision on pregnancy allowance before you go on pregnancy leave.

You cannot get pregnancy allowance and parental allowance paid for another child at the same time. You can choose for which child you seek a benefit.

Certain benefits granted for the same period, such as rehabilitation allowance and pension, will be deducted from the amount of pregnancy allowance.

AnkkuriSick leave before pregnancy leave

If you have to take sick leave before the start of your pregnancy leave, consult your employer to find out if you will be paid during your sick leave.

If you are paid a salary, Kela will pay the sickness allowance to your employer. If you will not be paid a salary, you can apply for sickness allowance from Kela

Other situations during pregnancy allowance  

If your baby is born more than 30 working days before the estimated due date, you will be paid pregnancy allowance starting from the first working day following the day of the birth. In this situation, you can receive the parental allowance paid after the pregnancy allowance for a longer time.

Even if your pregnancy ends in miscarriage or it is terminated, you can get pregnancy allowance if your pregnancy has lasted for at least 154 days.

Pregnancy allowance is paid for 40 working days. In addition, you are entitled to parental allowance for 65 consecutive working days immediately after the pregnancy allowance period.

However, pregnancy or parental allowance is not paid if you are working.

Pregnancy allowance is not paid for days when you are working. Even if pregnancy allowance is not paid, the pregnancy allowance days are still running and you cannot save days for later use.

Working means any gainful employment as well as such activities as

  • working from home
  • being on call or standby
  • working in a company owned by yourself or a member of your family
  • farming or forestry work
  • independent scientific work and holding an office of trust, if it is connected with your employment or you are paid a fee for it.

However, you are not considered to be working if you hold a position as an elected municipal official according to the Local Government Act. You are, however, considered to be working if you act in that position as a member of a municipal decision-making body. Read more in the Local Government Act (finlex.fi).

You are also not considered to be working if you are an informal caregiver or a family caregiver working under a service contract. This does not, however, apply to professional family care.

If you go to work while you are on pregnancy leave, you should cancel your application for pregnancy allowance in OmaKela. This will ensure that you are paid the correct amount of pregnancy allowance, and that you will not need to pay any of it back. You need not notify Kela of any salary details or about working on Sundays or midweek holidays.

You can get pregnancy allowance even though you are studying during your pregnancy. Receiving study grant payments does not prevent payment of pregnancy allowance.

You need not notify Kela that you are studying.

You cannot receive pregnancy allowance for a period when you are on paid annual leave or another form of paid leave in an employment relationship. During such a period, your employer will pay you a salary, so you do not incur any loss of earnings due to taking care of your child.

If your leave or your absence from work is unpaid, you can get pregnancy allowance during that period.

However, if you take paid annual leave during your pregnancy leave, your pregnancy allowance days are still running and you will not be able to save days for later use. Report changes in OmaKela. This will ensure that you are paid the correct amount of pregnancy allowance, and that you will not need to pay any of it back.

If you fall ill during your pregnancy allowance days, you cannot transfer the pregnancy allowance to the other parent. This is because pregnancy allowance is paid only to the pregnant parent.

If you are unable to care for your child because you are ill, the other parent may, however, be entitled to parental allowance. In such a situation, you should contact Kela.

You may also be eligible for various sickness benefits that provide compensation for costs and loss of income due to illness. You cannot, however, get sickness allowance and pregnancy allowance for the same period. You may be eligible for rehabilitation allowance, but the amount of the allowance will be deducted from your pregnancy allowance.

If you are employed and fall ill while receiving pregnancy allowance, you can ask your employer if your pregnancy or parental leave will be converted into sick leave. This may affect any salary that may be paid for the period of absence from work.

AnkkuriReport changes that affect your pregnancy allowance

Remember to report any changes in your circumstances to Kela so that we can pay your pregnancy allowance correctly.

The pregnancy allowance can be affected by changes such as starting work during pregnancy leave. Use OmaKela (available in Finnish and Swedish) to report changes or call our customer service 020 634 2550customer service 020 634 2550.

If you do not report changes, you may be paid benefits you are not entitled to. In that case the benefit will be recovered from you later.

AnkkuriAfter pregnancy leave

After your pregnancy leave you can take parental leave and get parental allowance.

The other parent who is staying at home caring for your child can also take parental leave. You can also work part-time and get partial parental allowance.

Do you still have questions?

Call Kela’s customer service.

020 634 2550
020 634 2550
Last modified 14/6/2024