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Social security coverage for students and researchers
If you move to Finland to study or carry out research work, you can usually not be covered under the Finnish social security system. Students are considered as being resident in Finland on a temporary basis. However, if you have some other reason for your stay in Finland in addition to the studies, it may be possible to become covered under the Finnish social security system. Such reasons can be, for instance, previous residence, family ties or employment in Finland.
The circumstances may change during the studies. If the criteria regarding permanent residence are met, you can be covered under the Finnish social security system. One example of such a change is marriage to a person who lives permanently in Finland.
If you work in Finland during your studies you can become covered under the social security system for the duration of the employment on the same grounds as other employees who come to Finland. Coverage under the social security system presupposes that your employment in Finland lasts for at least 4 months. In addition, the minimum requirements regarding the weekly working hours and the wage must be met.
After you no longer work, your coverage is determined by reference to whether your residence in Finland is temporary or permanent.
Researchers with a grant
If you come to Finland for less than one year for research work or artistic work financed through a grant, your stay in Finland is considered temporary and you cannot be covered under the Finnish social security system. However, if your work continues for more than one year, you have financing for more than one year and all other circumstances also indicate permanent residence in Finland, you can, as a rule, be covered under the Finnish social security system.
If you pursue research work or postgraduate studies financed through a Finnish grant for at least four months, you can be covered under the Finnish social security system. The grant must be insured under the Farmers' Pensions Act (MYEL). You must apply for coverage under the Finnish social security system with Kela. As a rule , studies or research work financed through a foreign grant do not entitle to coverage under the social security system.