Reimbursement of travel costs
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You can get a reimbursement for your travel costs from Kela if you travel to a public or private healthcare provider for one of the following reasons:
- illness
- pregnancy or childbirth
- rehabilitation provided by Kela or a public healthcare provider.
Kela provides compensation on the basis of the principle of the nearest place of care. This usually means the place of care that is closest to your permanent home address. Trips within your own wellbeing service county (stm.fi) are reimbursed to the place where you obtained care. You get reimbursement according to the lowest-cost means of transport available. This usually means public transport, such as a train or bus.
If you need to take a taxi for health reasons, order the taxi through the regional dispatch number. You only pay a copayment (omavastuu) for the taxi ride. The copayment is a maximum of EUR 25 for a one-way trip. The copayments you pay for taxi rides count towards your maximum annual limit on out-of-pocket travel costs (vuosiomavastuu, annual out-of-pocket maximum). They will automatically count towards your annual out-of-pocket maximum after Kela has processed them. You do not have to apply to be reimbursed for them separately.
If you have to stay overnight in the city or town where you get treatment or rehabilitation, you can also get accommodation allowance. The maximum accommodation allowance is EUR 20.18 per night.
Destination (place of care)
Primary healthcare services (for example health centre, centre for social and health services)
If you visit a care provider located in your wellbeing services county, Kela will reimburse you for the costs of travelling to that provider.
Because you have the freedom to choose your healthcare provider, you can choose to be treated by a primary healthcare provider that is located outside your wellbeing services county (stm.fi). In such a case, Kela can reimburse you up to an amount equal to the cost of travelling from your permanent home address to a health and social services centre in your wellbeing services county that offers extensive health services.
If you have been given an assistive device as part of your medical care, Kela can reimburse you for the costs of travelling to the place where the assistive device is manufactured, serviced or supplied. You can get this reimbursement if a public healthcare provider has issued the assistive device directly to you or given you a service voucher or referral for the assistive device. Kela will not reimburse you for the costs of having the assistive device shipped or transported to you.
Specialised medical care (for example central hospital, university hospital)
Trips to a specialised medical care provider are reimbursed within the collaborative area (stm.fi) you live in to the specialised medical care unit where you were treated. The collaborative area you live in is determined based on your permanent place of residence.
Because you have the freedom to choose your medical care provider, you can discuss your options with your doctor and choose to go to a place of care located in another collaborative area to get specialised medical care. If you do so, Kela will reimburse you up to an amount equal to the cost of travelling from your permanent home address to the university hospital in the collaborative area you live in. Which collaborative area you live in is determined based on your wellbeing services county.
If you visit a private healthcare provider, Kela will, as a rule, reimburse you for your travel costs if the treatment you get is reimbursable by Kela. Kela can also reimburse you for your travel costs if you see a doctor and they perform a procedure that is part of the treatment of your condition or illness, even if the procedure itself is not reimbursable by Kela.
If your wellbeing services county has issued you a payment voucher or service voucher or you have a rehabilitation decision from Kela that covers your treatment, Kela will reimburse you for the costs of travelling to the service provider that treated you.
General practitioner, dentist, dental hygienist, physiotherapist
If you visit a private primary healthcare provider in your wellbeing services county (for instance a general practitioner, dentist, dental hygienist or physiotherapist), Kela will reimburse you for the costs of travelling to that provider.
If you visit a private general practitioner, dentist, dental hygienist or physiotherapist that is located outside your wellbeing services county, Kela will reimburse you up to an amount equal to the cost of travelling from your permanent home address to a centre for social and health services in your wellbeing services county (stm.fi) that offers extensive health services.
Specialist, specialist dentist
If you visit a private specialist doctor or a private specialist dentist, Kela will reimburse you up to an amount equal to the costs of visiting the university hospital in the collaborative area you live in as determined based on your wellbeing services county (stm.fi).
If you are in rehabilitation arranged by Kela, Kela will usually reimburse you for the costs of travelling to the rehabilitation facility. If any limitations apply to the reimbursement of your travel costs, this will be explained in the rehabilitation decision you get from Kela.
Kela can reimburse higher education students’ trips to student health services. Students in higher education can use the primary healthcare services offered by the Finnish Student Health Service (FSHS) and get reimbursement from Kela for their trips to and from an FSHS facility.
Kela reimburses students’ travel costs up to the amount that a trip from the student’s home address to the closest FSHS location that offers the treatment they need would cost. Kela can also reimburse a student for their trips to another FSHS facility if a healthcare professional determines that the student needs the treatment available there.
Means of transport (vehicle)
Kela will reimburse you for your travel costs based on the lowest-cost means of transport available. A train or a bus is usually the lowest-cost option as long as your health permits you to use them and public transport is available for your trip.
If you use public transport to travel to a public healthcare provider (for instance a centre for social and health services or a hospital) or rehabilitation provided by Kela, you do not need to attach a separate certificate from the healthcare provider when you apply for the reimbursement of your travel costs.
If you use public transport to travel to a private healthcare provider, you need to ask the healthcare provider to issue an SV 67 certificate to you (Todistus matkakorvausta varten). Kela will generally reimburse you for your travel costs only if the treatment you get is reimbursable by Kela. Kela can also reimburse you for your travel costs if you see a doctor and they perform a procedure that is part of the treatment of your condition or illness, even if the procedure itself is not reimbursable by Kela. Examples of such procedures include hip surgery, mole removal and ear tube surgery for small children. If your wellbeing services county has issued a payment voucher or service voucher to you or if you have a rehabilitation decision from Kela that covers the treatment, Kela will always reimburse you for your travel costs.
Kela will reimburse you up to the price of a single ticket for public transport. If you used a multi-journey ticket, divide its price by the number of trips you have made to a healthcare provider. That way you get the price per trip. If the price per trip is more expensive than a single ticket, Kela will only reimburse you for the price of a single ticket.
You can plan your trip with our route planner (kelareitit.digitransit.fi). It will show you the distance, the travel time and the availability of public transport.
If you use a private car (either your own or someone else’s) to make your trip, the rate of reimbursement is EUR 0.33 per kilometre.
If several family members travel in the same car, you must apply for reimbursement as one single cost with your own personal data.
If you travel under 200 kilometres per one-way trip, you do not need to ask your healthcare provider to issue you an SV 67 certificate on the necessity of using a private car.
If you travel in a private car for health reasons and the one-way trip is over 200 kilometres, you need to ask your healthcare provider to issue you an SV 67 certificate (Todistus matkakorvausta varten, SV 67) stating that you have the right to use a private car. If you travel more than 200 kilometres in a private car because public transport is not available, state this in your application for reimbursement.
The length of the trip that Kela will reimburse is based on the route information available in our route planner (kelareitit.digitransit.fi) for the route you have stated in your application. Kela will not reimburse you for the costs of trips that are longer than this.
You can get reimbursement for a taxi ride if you have to use a taxi for health reasons or because public transport is not available.
Kela will reimburse you for taxi rides only if you have booked your ride by calling the regional dispatch number. Each region has two service providers from which customers can book taxi rides reimbursed by Kela. You can choose which one you want to use. Kela will not reimburse you for taxi rides ordered from other service providers.
A trip chain (matkaketju) refers to situations where a customer uses at least two different means of transport to complete their trip. For example, the customer may first take a bus and then a Kela taxi they have booked by calling the regional dispatch number to arrive at their destination. For trip chains like this, Kela adds up the costs of the entire trip and deducts one copayment of EUR 25 for a one-way trip. Here copayment means the amount that the customer has to pay out-of-pocket.
Kela also provides reimbursement for the cost of transportation by ambulance or ambulance aircraft. You can get the reimbursement only if your healthcare provider confirms that taking an ambulance or ambulance aircraft was necessary in your case (Todistus matkakorvausta varten SV 67 or equivalent). Kela can also provide reimbursement for transport on water in the Finnish archipelago, taking into account the special circumstances in the archipelago.
Accommodation allowance
You can get accommodation allowance if you have to stay overnight in the city or town where you get treatment or rehabilitation, for example to make sure you will be on time for the treatment or to avoid having to go back and forth between your home and the place of care.
You can also get accommodation allowance if you have to stay overnight near the hospital while waiting for your child to be born in order to reduce the risks related to childbirth. You will need to get a doctor’s assessment of your pregnancy before Kela can pay you accommodation allowance in this kind of situation.
Kela pays up to EUR 20.18 per night in accommodation allowance to persons who qualify for the allowance. For example, the allowance can be paid to both parents if the doctor considers it necessary for both parents to participate in the child’s hospital care.
When you apply to be reimbursed for accommodation costs, keep the receipt(s) for 6 months. If we need to see the receipt(s) in order to process your application, we will ask you to show the receipt(s) to us.
How to apply for accommodation allowance.
Can you get reimbursement for travel costs?
Kela can grant reimbursement for trips that
- you make on your own
- you make with a family member or some other companion
- your family member or companion makes on their own.
Kela reimburses the travel costs of companions and family members based on the lowest-cost means of transport available. Kela takes your companion’s health into account when choosing what means of transport it uses when calculating the reimbursement.
When applying for reimbursement for the travel costs of your family member or companion, the application must be made with your information (personal data).
Kela reimburses companions for their travel costs for the part of the trip that the companion and customer travelled together. For trips made by a companion alone, the reimbursement Kela will pay to the companion equals the cost of a trip from the customer’s home address to the place of care. A companion may make a trip alone, for example, if the customer has to stay at the place of care for treatment and the companion makes the return trip alone. Kela will usually calculate the reimbursement it will pay to a companion for a trip they have made alone based on the lowest-cost means of transport available while taking into account the companion’s health.
Kela will reimburse a companion for their travel costs if the staff at the place of care consider it necessary for the customer to have someone accompanying them. Usually, the customer can only have one person accompanying them.
If the customer’s need for someone to accompany them is obvious, no professional opinion is required. This includes situations where the patient is, for example, a child or a frail elderly person.
Kela can reimburse a family member for their travel costs if the doctor treating the customer considers it necessary for the family member to participate in the customer’s treatment to ensure they can be treated successfully. A family member’s participation in the customer’s treatment must always be based on a doctor’s assessment that is written down in an SV 67 certificate. Kela does not reimburse travel costs for visits to see the patient.
Kela does not reimburse travel costs for the following types of trips:
- trips to preventive care (for instance vaccinations, screenings and medical examinations)
- trips made only to pick up medical supplies
- trips made specifically to visit a pharmacy
- transports of an assistive device or a sample
- trips made by patients in public institutional care
- trips under the Disability Services Act and the Social Welfare Act
- trips related to school health service and accidents at school
- trips under the Act on Special Care for Persons with Developmental Disabilities
- daily trips made based on a decision on education or training in vocational rehabilitation issued by Kela
- trips made in relation to participating in scientific research.
How much of the travel costs are reimbursed?
The copayment for a one-way trip is a maximum of EUR 25. The copayment for a return trip is a maximum of EUR 50. Copayment means the amount the customer has to pay out-of-pocket for the trip. Kela will reimburse travel costs that exceed the copayment. If your trip costs under EUR 25, you will have to pay the full price of the trip yourself. For example, if your trip costs EUR 10, your copayment will be EUR 10. This amount counts towards your maximum annual limit on out-of-pocket travel costs (vuosiomavastuu, annual out-of-pocket maximum).
Keep all receipts or other reliable documents that show how much you paid for each trip. Kela may ask you to show the receipts later.
If you use a private car, Kela will reimburse you EUR 0.33 per kilometre for the part of your travel costs that exceeds the EUR 25 copayment.
How much is the maximum annual limit on out-of-pocket travel costs?
All copayments you pay yourself for trips that are otherwise reimbursed by Kela count towards your maximum annual limit on out-of-pocket travel costs (vuosiomavastuu, matkakatto, annual out-of-pocket maximum).
All copayments of EUR 25 or less that you pay yourself for individual trips count towards the annual out-of-pocket maximum. If you pay more than EUR 300 in copayments in a calendar year, you do not have to pay anything for any trips you take during the rest of the year.
Visit the OmaKela e-service (in Finnish and Swedish only) to check how much you have paid in travel cost copayments during the calendar year. Select Omat etuudet (Your benefits) and then Lääkekatto ja matkakatto sekä muut sairaanhoitokorvausasiat (Maximum annual limit on out-of-pocket medicine and travel costs and other matters related to healthcare reimbursements). All copayments you have paid out-of-pocket for trips will count towards your annual out-of-pocket maximum as soon as Kela has finished processing them.
If you travel in a private car or use public transport, Kela recommends that you apply for reimbursement even if your travel costs are under EUR 25. Although Kela does not reimburse you for trips like that, these smaller travel costs will still count towards your annual out-of-pocket maximum. You must apply for reimbursement within 6 months of the trip.
The costs of taxi trips will automatically count towards your annual out-of-pocket maximum after Kela has finished processing them. You do not have to apply to be reimbursed for them separately.
What happens when you reach the maximum annual limit on out-of-pocket travel costs?
Kela does not send a separate notice to customers to tell them that they have reached the maximum annual limit on out-of-pocket medicine costs (vuosiomavastuu, annual out-of-pocket maximum).
However, Kela keeps track of your progress towards the annual out-of-pocket maximum. After you have reached it, you will not have to pay a copayment for any more trips during the calendar year.
Kela will also tell the dispatch centre for Kela taxis that you have reached the annual out-of-pocket maximum. This means that the taxi driver will not charge anything from you for trips you take after reaching the maximum. However, you will still need a certificate proving that you have the right to use a Kela taxi.
If you are asked to pay a copayment after you have reached the annual out-of-pocket maximum, Kela will pay it back to you without you having to submit a separate application for reimbursement.
Unlike in the rest of Finland, in the Åland Islands, customers book taxi trips directly from a taxi company. After the customer has reached the annual out-of-pocket maximum, Kela sends the customer a decision notice on reimbursement for travel costs letting them know this has happened. The customer can also print out information from the OmaKela e-service showing that they have reached their annual out-of-pocket maximum and show it to the taxi driver.
How to apply reimbursement of travel costs and accommodation allowance
- Claim reimbursement for treatment- or rehabilitation-related travel costs and accommodation costs in the OmaKela e-service.
- You can claim reimbursement for 20 one-way trips and 20 overnight stays at a time.
- If you have been accompanied by a family member or some other person, you can also claim reimbursement for their travel expenses using your personal data.
- Take photographs of the supporting documents and send them in OmaKela. You need to include with your claim the form Todistus matkakorvausta varten (SV 67) (Certificate for reimbursement of travel expenses) that you receive from the healthcare provider, when you are claiming:
- reimbursement for travels to a private healthcare provider
- reimbursement for trips of more than 200 kilometres with private car to a public healthcare provider.
Visit OmaKela to see if your claim has been decided, how much you will get and when the reimbursement will be paid. You will also see reminders to submit any missing supporting documents. You will get a copy of the decision by post unless you have opted out of paper mail.
If you cannot use OmaKela, send your claim to Kela by post. Save the claim form SV 4e (Claim – Reimbursement for travel costs) to your device and fill it in after saving it. Print out the completed form and send it and any supporting documents to Kela, PL 10, 00056 KELA.
- Fill in the form SV 4e (Claim – Reimbursement for travel costs).
- Save the blank form to your device. Do not fill in the form directly in the browser, because some of the information may not be saved that way.
- Open the form with Adobe Reader and fill it in.
- Complete the claim with the details of the person on behalf of whom you are claiming reimbursement.
- Save the completed claim to your device. Note that the claim must be in PDF format.
- Send the claim using the OmaKela e-service (available in Finnish and Swedish):
- Log in to OmaKela. Go to Asioi toisen henkilön puolesta (Act on behalf of another person).
- Complete the claim.
- Select Sairaanhoito, hammashoito, matkat ja lääkkeet (Medical care, dental care, travel and medicines).
- Select Matkakorvaus tai yöpymisraha – tee hakemus (Reimbursement for travel costs or accommodation allowance – submit a claim).
- Select the claim form on your device and press Lähetä (Send).
- When you send your claim in OmaKela, you do not need to sign it.
- If you have supporting documents, send them via OmaKela after you have submitted your claim. If they are paper documents, you can photograph them. You need to include with your claim the form Todistus matkakorvausta varten (SV 67) (Certificate for reimbursement of travel expenses) if you are applying for overnight allowance and the certificate includes a note that a family member participated in the treatment. Keep the receipt for the accommodation costs for 6 months, because we may request it when needed.
- Visit OmaKela to see if your claim has been decided, how much you will get and when the reimbursement will be paid. You will get a copy of the decision by post unless you have opted out of paper mail.
If you cannot use OmaKela, send your claim to Kela by post. Save the form SV 4e Claim – Reimbursement for travel costs (PDF) to your device and fill it in after saving it. Print out the completed form and send it and any supporting documents to Kela, PL 10, 00056 KELA.
Keep the receipt for the trip and the certificate (form SV 67) for an individual trip by for 6 months. However, always submit the certificate on the right to use of taxi on a continuing basis (form SV 67) to Kela. If we need receipts or certificates in order to decide on your claim, we will ask you to submit them. For instance you need not enclose receipts for the use of public transport with the claim, but you must keep the receipts.
For travels by taxi, you cannot apply reimbursement afterwards from Kela
If you call the regional dispatch number to book a taxi, you can get a reimbursement from the driver. You cannot apply reimbursement afterwards from Kela for the taxi ride.
When to apply
Apply reimbursement within 6 months of the trip or overnight stay.
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