Kela provides compensation for loss of income due incapacity for work in the form of various allowances.
The sickness allowance is paid as compensation for loss of income due to incapacity for work lasting less than a full year. It is available after completion of a specified waiting period. As a general rule, sickness allowance can be paid for up to 300 working days on account of one and the same illness.
A partial sickness allowance supports work incapacitated persons in remaining employed and in returning to full-time work. In order to qualify for the partial sickness allowance, full-time employees must come to an agreement with their employer that they will begin to work on a part-time basis. Pay and work schedule both must be reduced to 40-60% of what they were previously. The partial sickness allowance is available for a maximum of 120 working days.
A sickness allowance on account of infectious diseases can be paid to persons who have been ordered to stay off work or who have been quarantined or placed in isolation. It is available for as long as the order remains in effect.
Persons who donate human cells, tissue or organs can be paid a sickness allowance for the duration of work incapacity related to a medical procedure or tests carried out in connection with donation.
The amount of the sickness allowance, partial sickness allowance and sickness allowance on account of human cell, tissue or organ donation is proportional to the recipient's taxable earnings. The sickness allowance and the donor allowance are payable at a rate equal to about 70% of annual earnings, while the partial sickness allowance comes to about 35% of annual earnings. Recipients of a sickness allowance on account of an infectious disease are compensated for the full loss of income.