Amount and payment of sickness allowance
If your work disability starts on 1 January 2020 or later, the sickness allowance is determined on the basis of an annual income.
The annual income is calculated for a reference period of 12 calendar months prior to the calendar month that precedes the start of your work disability.
The following are taken into account in the annual income:
- wages and salaries
- salary for insurance purposes
- income under the self-employed persons' (YEL) and farmers' (MYEL) pension insurance schemes
- certain benefits
- certain compensations for loss of income
The annual income can consist of one or several of the aforementioned types of income. Kela usually receives the necessary information from the national incomes register and the insurance providers, so this information need not be reported to Kela separately.
If you have no income during the reference period or the income is very small, the amount of the allowance equals at least the minimum amount.
The sickness allowance is paid to you in arrears once every payment period. The first instalment is paid after 6 working days and the second 25 days after that. Visit Kela’s online service to find out the next payment date of the sickness allowance.
Sickness allowance at the minimum rate
If your sickness allowance would be less than the minimum rate of €28.94, you are paid the allowance at the minimum rate.
Any other statutory social security benefits and pensions paid for the same period of time may reduce the amount of the sickness allowance. As a result, the sickness allowance may be lower than the minimum rate or may not be payable at all.